Remember the old adage; money doesn’t grow on trees? Well as much as we’ve grown in the fields of science and agriculture, we’ve yet to figure out how to grow money in our own backyards.
Learning the habits of spending less and saving more can be done—even by the worst of the offenders. Read on for 11 practical (and painless) tips that will help you save your money. After all, you work hard for it, and it’s time you reap the benefits.
1. Join GetAssist
GetAssist is a platform that supports buying locally. With local business, you’re almost always guaranteed a broader range of product offerings selected based on the needs of the community, not to mention pricing will be just as tailored.
2. Turn off the television
This tip has many benefits: watching less TV means you will see fewer commercials and ads, which in turn means you will be less likely to fall prey to impulse buying. With less TV, you can also save more money by downgrading your subscription; and less TV means more quality time spent on… life.
3. Champion the 30-day rule
If you’re considering making a large purchase, call a time-out and give it 30 days before making the commitment. Quite often, after 30 days has passed, so hasn’t the urge.
4. Become a list-maker
Creating a list before you go grocery shopping is one of the easiest and smartest tips to implement. Make your list. Buy what’s on your list and nothing else. Stick to the list.
5. Quit smoking
Nothing else to say here.
6. Shop yard sales
But don’t just shop yard sales, have a couple of your own. You can save money and make money. We call that a win-win.
7. Delete your account numbers from your online accounts
Is it truly worth the hassle of digging for your card? Not to mention while you’re searching for your card, you’ll have time to really be thinking about the purchase and whether or not it’s a must-have.
8. Opt for ‘cash back’ when you are using your charge card or debit card
Cash in your pocket has a limit. Swiping at the checkout doesn’t.
9. Avoid bank fees
Many banks offer free checking account plans, so there isn’t any reason you should be paying one.
10. Sign up for every Rewards Card…
…or at least the one’s that don’t charge an annual fee. Many of these cards payout in cash or points, and some offer another benefit – many cards pay out in travel points. Go here for some great travel reward credit cards.
11. Cancel your landline
As long as you’re comfortable with your cellphone, which assuredly offers 911-calling, there’s no reason to be paying a phone bill for a home phone.
If you haven’t joined GetAssist yet, join here and spread the money-saving love!